Loan Rates


Effective January 13, 2012

Print Current Rate Sheet




Loan Rates
Collateral Maximum Term
 Annual Percentage Rate*

Vehicles
(New and Used Cars,Trucks
and SUV's)

Up to 60 Mo1
66 Mo1
72 Mo1

2.49% to 10.49%
2.69% to 10.69%
2.89% to 10.89%

 
Boats and RVs
New and Used

Up to 60 Mo
72 Mo
84 Mo 2
120 Mo 2

3.99% to 12.99%
4.79% to 13.79%
5.39% to 14.39%
5.69% to 14.69%
Furniture, Appliances, PCs and Household Goods 42 Mo
 8.75% to 17.75%
New and Used Motorcycles and Personal Watercraft 60 Mo
 6.25% to 15.25%
Share/Money Market Secured 60 Mo
 3.50%

Stock Secured
(NYSE, AMEX, NASDAQ)

 48 Mo
 7.50% to 16.50%
VISA/VISA Gold Varies 9.90%
Line of Credit
 60 Mo
 9.90% to 17.90%
Home Equity 3

5 Year Fixed Rate
10 Year Fixed Rate
15 Year Fixed Rate
20 Year Fixed Rate

3.75% to 7.75%
4.35% to 8.35%
4.55% to 8.55%
5.25% to 9.25%
Home Improvement

5 Yr
10 Yr
15 Yr

5.55% to 9.55%
5.95% to 9.95%
6.25% to 10.25%
Commercial Real Estate Loans 4 5 Yr
7 Yr
10 Yr
 4.75%
4.95%
5.25%
Share Certificate Secured 5

Term of Cert.
Extended Term to 60 Mo.

Cert. Rate + 1.00%
Equivalent Term Cert. Rate + 1.25%

 

*Annual Percentage Rate. Actual Rate may vary depending on credit qualifications. Contact ATFCU to determine your actual rate.

1 New Vehicle- New, never  titled vehicles; or new vehicles titled in the past 30 days.
Used Vehicle- any previously titled vehicle- includes refinance, purchase, etc.

2 Minimum loan amount of $25,000

3 Home Equity - Rates and Terms for loans over $200,000 may vary.

4 20 Year Amortization. Rate applies to first lien Commercial Real Estate loans with a loan to value of 80% or less; construction/development loan rates and terms may be different. No pre-payment penalty.

5 Share Certificate - The APR will be the dividend rate being paid on the Certificate offered as security plus 1.00%. The advance will be made for the length of the Certificate only. The present APR and daily periodic rate will be disclosed on the voucher at the time of the advance.

Extended Certificate - The APR will be the dividend rate being paid on an equivalent term Certificate plus 1.25%. The certificate used as collateral must be renewed as necessary until the advance is completely paid. The present APR and daily periodic rate will be disclosed at the time of the advance.

 

Home Mortgage Calculators

Auto Loan Calculators

Loan/Credit Card Payoff Calculators

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