August 2011 eNewsletter

New Auto Loans Rates from 1.89%*

Just in time for the model year end sales, we have slashed our new vehicle rates. As low as 1.89%*- up to 60 months. Drive your new auto loan to Austin Telco and save! Apply online.

We have also lowered our Home Equity and Commercial Real Estate loan rates. Click here to view our current loan rates.

 

 

 

Smart Phone App Coming Soon

Staying connected with your account is just an app away! In the near future, account transactions can be made from any smart phone or cell phone device with internet access whenever and wherever you like.

The free downloadable app is specially created for a smart phone device. Whether it’s an iPhone, iPad, Android or Windows device, we’ve got you covered. Users will be able to view account history, transfer funds, pay bills and locate branches and ATMs with ease. In addition, there will be a new mobile banking site which will be accessible for all other phones.

This new service will be available as early as the end of October for Apple devices and December for all other devices! Check back soon for more details.

Money Tips for College Students

School is back in session and with it come many life-lessons in money management. It’s important to establish the difference between needs and wants. Fiscal responsibility is just as important as making the grade. Following a few basic guidelines will set you on the right financial track.

Sign up for a free checking account | Start saving | Make a personal budget and stick to it | Use credit cards wisely and pay all balances in full | Track your spending | Set a limit on entertainment | Avoid unnecessary expenses at all costs | Pay your bills on time | Look for student discounts | Apply for scholarships | Get a part-time job

 

Funds Availability Notice Update

Funds Availability Notice Update - Section 1086 of the Dodd-Frank Act amended the Expedited Funds Availability Act to require depository institutions to make the first $200 of funds deposited into an account by certain checks available for withdrawal on the business day after the banking day the deposit is received. Previously, depository institutions were required to make the first $100 available on the business day after such a deposit.

 

 

 

Loan and Savings Rates

Our loan rates will give you something to smile about. Click below for outstanding rates on Commercial Real Estate, Home Equity, Auto Loans and more!



Stack up the savings with one of our great savings products. Click below to see our excellent rates on Share Certificates, Money Market, Regular Savings and more!

 

Investment Services



Statistically Speaking

As of July 31, 2011

Number of Members
68,918
Number of Checking Accounts
36,224
Capital
$102,489,453
Loans
$352,118,906
Deposits
$1,036,967,579
Assets
$1,143,651,025

Regular Hours

Monday & Friday
All Lobbies             9:00 AM - 6:00 PM      
All Drive-Thru's      7:30 AM - 6:00 PM

Tuesday, Wednesday & Thursday
All Lobbies            9:00 AM - 4:00 PM      
All Drive-Thru's     7:30 AM - 6:00 PM

Saturday

Select Lobbies*    9:00 AM – 1:00 PM
All Drive-Thru’s     9:00 AM – 1:00 PM

*La Frontera, Taos, Leander, Bastrop, Pecan Park, Brodie Lane, Georgetown, Lakeway, Cedar Park, Buda, Stone Hill, Tech Ridge, Taylor, Lockhart and University Oaks

If you have any questions or need more information on our locations, please call (512) 302-5555 or (800)252-1310, Ext. 7000.

Contact Information

Mailing Address
Austin Telco Federal Credit Union
8929 Shoal Creek Blvd
Austin, TX 78757

Phone Numbers
Austin Metro Area: (512) 302-5555
Toll Free: (800) 252-1310

Department Extensions
Bookkeeping: 7190
Loan Department/Member Services: 7194
Administrative Office: 7000

Email Contacts
General Mailbox: atfcu@atfcu.org
Questions, comments, concerns: memberfeedback@atfcu.org
MemberConnect Help: techsupport@atfcu.org

Twitter
www.twitter.com/austintelco

Executive Team

Management
James D. Poplin, President/CEO
Robert Hernandez, Sr. VP, Finance/CFO
Tony Rawls, Sr. VP, Lending/CLO
Karen D. Robinson, Sr. VP, HR & Branch Operations
Brett Watkins, VP, Information Systems
Raye Anne Cawthon, VP, Accounting
Jim Howey, VP, Lending
Pamela W. Cotton, VP, Member Services
Kathleen Miller, Assistant VP, Administrative Services
Sandie Peña, Assistant VP, Branch Operations

Board of Directors
R.B. Smith, Chairman
Joyce Howell, Vice Chairman
Paul Paulsen, Treasurer
Charlene Spillmann, Secretary
Dottie Tichavsky, Security/Safety Officer
Joyce Askins, Membership Officer
Larry Lantrip, Board Member

Supervisory Committee
Steve Read, Chairman
Don Adams, Secretary
Larry Lee, Member
Larry Lantrip, Board Liaison

eNewsletter Editor
Melanie Tipps, Marketing Director